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Mischelle

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Mischelle  

Update

Hey everybody. I have been out of the loop for a while. I just read some of the suggestions regarding my house and the repairs I needed. Sometimes what seems like a disaster really isn't. Back on September 21st 2010, I got up at 4:00 am to get ready to go to work and rain was pouring through my ceiling fan. There was nothing I could do at that time of day, so I went on to work. Thank God there was concrete under the carpet. Anyway....Insurance is a wonderful thing. I filed a claim with my insurnace company while I was at work and by the time I came home that evening, Servpro was taking care of the water damage. With my insurance money, I was able to relace my ceiling, replace the three sections of my roof that needed to be replaced and replace the carpet with floor tile, which was what I had been dreaming of doing anyway. It took me from September until February to get everything done. There were several mix ups with my check from the insurance company. I didn't mind because being patient is very rewarding. I ended up with almost $1000 more when everything was settled with my insurance payment. I have five more years, then my house will be paid for. In between now and those five years, I plan to have little repairs done along the way. After the house is paid off, I plan to get another loan to do some work in the kitchen and bathroom. After everything is done, I will sell it and start over with the money left over after paying off the loan that I get for the repairs. Or I will rent it out on Section 8. Sounds like a plan to me. I have been divorced since December of 1990. I had planned to be remarried by now. But if I'm not by the time I finish the plans with the house, I may move out of town or even out of state. So... I know it's true. Blessings come in disguises. I thank God for all of my many blessings.

www.shoppersinc.com

www.ehow.com

www.i.bnet.com

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Mischelle  

Work@Home

Hi Everyone:

This is Mischelle. I was wondering if anyone has any information on any legitimate work at home jobs. I work 46 miles away from home in one direction. Right now I pay out $300 a month in gas just for work. I am a single parent with no child support, no food stamps, or any public assistance and no man in my life to help out. My daughter's father doesn't do anything for her, so we are on our own. If I can get a work at home job for my 3 days off, that will help a lot. Just trying to help myself without putting a strain on anyone else. My children and I have sacrificed so much so we could have the basics. We don't go on vacation, to the movies, and they have never participated in any activities in school. We live on the basics. My daughter is 15 and doesn't have a cell phone. That is rare these days. If anyone has work at home information, please pass it on. Thank you.

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Mischelle   in reply to mizz yella   on

About mizz yella

 in response to dolphin1979...   

Hi Melissa

God always hear every cry. You just might not get the answer you want. If you aren't getting what you want, it's not time for you to have it. There is still something that you need to do before this prayer is answered. But sometimes the answer is "no". Just be patient. That is the key. He gives you what you need when you need it. Something else may be blocking it. Always be specific in your prayers and mean it within your heart. Talk to him as if you're talking to you best friend after all, he is.

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Mischelle   in reply to mizz yella   on

About mizz yella

Hi mizz yella This is Mischelle. I have been divorced for almost 19 years. I have 3 daughters. My oldest was 8 when we divorced. I only had 2 kids when I divorced. My third child is another story. I say we because their father no longer wanted to have anything to do with us as a whole. My oldest is now 27 with her own family. My youngest at the time is 23 with two kids of her own. They both are out of the house. During these years of raising my children alone, I gave them everything they needed and when I could, what they wanted. They never participated in any sports or activities at school. But they had what they needed at home. I haven't received food stamps in over 10 years because I bought a dependable car. I never received a welfare check because they say I made too much money. I haven't had any real relationships since I was divorced. My children didn't want me to even now. No man has ever given me money to pay any bills. My third child's father, it was his idea to have a child. While I was pregnant, he withdrew and by the time she was 2 weeks old, I put him out because he wasn't coming home after work or weekends... he was already gone. Now i'm raising her on my own. My ex-husband, now in prison owes me more than 104 thousand dollars in child support and my youngest daughter's father owes me about 74 thousand, money I will never get. In spite of this, I own my home, and a 2005 honda accord. It's not the fanciest, but it's mine. I give total credit to My God for my accomplishments. There have been times when I didn't know what I was going to do. God is always on time. My children are good kids. Now that they have children of their own, they understand why things were the way they were and because of the way they were raised, they are responsible parents. My 15 year old is even cost conscious. They all have told me, "I may not get what I want when I ask for it, but Mom always get what we ask for. Oh, we have 2 computers, playstation 2, 4 televisions, gameboy advance, NintendoDS, all on my income. As long as you are responsible and do the right thing, you will make it. I always bought clearance merchandise. Just be patient in all your purchases. Oh, I make less than twelve dollars an hour and everything in my house is paid for. I don't do credit cards; I never have. I do layaway and clearance. Be patient and keep your head up. As long as you depend on you and God, and no one else, you can do it. I did go back to school and get an associates degree in Computer Info Processing and now have a job in my field. I left Wal-Mart 8 months ago after 14 years. I like my job now. I found things easier being single. You have one less child to care for. You can still live, It's up to you how you live.

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Mischelle  

Single Parent needs Aid for repairing house


 
My name is Michele Wells. I am attending a community college to obtain my Associate Degree in Computerized Information Technology. I am a part-time student.
When I decided to purchase my home, my main concern was keeping my children out of public housing. I had no clue it would be this hard to maintain it. I am now considering selling my home and finding somewhere to rent because I can not afford to maintain my home.
I have checked into the Weatherization Program, USDA Rural Development, Community Grants, Community Action Agency, searched the internet for grant money, and called several offices in Montgomery only to come up empty handed. All of these programs are for low-income, disabled senior citizens. There seems to be no help available for people like me who don't depend on the government totally to survive.
My question is: Are there any grants to help single working parents who can afford a house payment but can not afford the repair and maintenance on the home?

 
Sincere Thanks,
Michele Wells

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Mischelle  

Single Parent Needs


 
My name is Michele
I am a 44 year old single mother working full-time. I left my job of 14 years 8 months ago. In 2001 I went back to school and earned my Associate's degree in Computerized Information Processing. I now have a job as a wolesale lockbox processor. I was a sales associate in layaway for Walmart until they closed it down. I like my job. I work Friday-- Monday and off three days a week. Two of my children have left home. One of them is married with a son and recently bought a home in Florida. She has a Bachelor's degree in Communications. She has her Barbers liscence and works as a cosmotologist. My middle child lives out of the house and has 2 children of her own and is a cosmotologist. My younges is fifteen and lives with me.


When I decided to purchase my home, my main concern was keeping my children out of public housing. I had no clue it would be this hard to maintain it. I am now considering selling my home and finding somewhere to rent because I can not afford to maintain my home. My house is not a home to me, it's just a house because I can't afford to maintain it. I still have problems with my home inside and out. What help is out there for the people in the grey area like me?


Sincere Thanks,
Michele

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